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BUYERS MARKET IS HERE!!!!!!

First of all, we wanted to thank those of you who voted for us in the JP Gazette Best Of 2006 survey. Thanks to you, we won! ***

IMPORTANT! FIRST TIME HOME BUYER $7500 TAX CREDIT INFO IS AT

www.federalhousingtaxcredit.com

PLEASE CHECK IT OUT!

Did you know that if you owned your home, your entire annual interest payment and much of your closing costs are tax deductible? Most of your early monthly mortgage payments when you buy are interest! This is a huge saving on your taxes!

We are Buyers Brokers at JP Rentals & Sales and this market is a Buyers’ Market. This is the time to start looking for a deal! Prices are dropping, interest rates are low, and some reports say they may get lower in 2007! We can show you any home you like and maybe you can catch a falling star!

***Also, we will give you, our loyal customers, who buy through us 20% of your agent's commission, as our way of saying thank you!Just sign up with us through our SEARCH MLSbefore FEBRUARY 15th, and use us as your buyer's broker to get your rebate! TIS OFFER IS ONLY GOOD THROUGH FEBRUARY 15TH!

If you want to check out the market or just dream, please go to www.jprentals.com and sign up for the MLS search by going to the SEARCH MLS button on the left side of our home page. It is simple and automated so you will be e mailed everything that comes on the market in your price range, in the neighborhood you want, with all of your specific requirements. No one will bother you!
If you aren't sure whether you are qualified to buy, the Mortgage Calculator button can show you what the monthly mortgage payment would be and we can help you calculate taxes, insurance and condo fees. You may also contact Liza Miller at Wells Fargo, 1-877-860-4136 liza.miller@wellsfargo.com . Liza is honest, helpful and sincere and will tell you what you can do and any steps you need to take before you can buy,whether now or later. There is no obligation at all.
When you find a property that interests you, CALL US! We will be in your corner every step of the way. We have the tools to research a property's history, and comparable sales to help you make the right offer. This may finally be your time to find an affordable home!

Is this a good time to buy? 9/05/06

Prices in the winter market are always lower than spring...right now they are 5%-10% lower than they were in the spring! Interest rates have risen a little, but before you panic about a looming 7% interest rate, be aware that interest rates have been as high as 18% in 1982, and averaged around 9%...that has historically been a good rate! Only in the last few years have we become so accustomed to 4, 5 or even 6%. So if fear of rising rates concerns you, this may well be the time to buy if you look at history and realize that even 7% is a GREAT rate! And prices go down as rates go up!

Should I sell now? 9/01/05

If we had a crystal ball, believe me, we would be so rich now you wouldn't be looking at our web site...but the answer is: it depends... Though the winter market is slower than spring, there is the chance that interest rates rising may push people to buy to catch the still low rates today! The spring, on the other hand, may bring buyers out but who knows what rate will be doing...nor prices. If you calculate and list your property at 15%-25% lower than you would have sold it for last spring, you will definitely sell it!If you wait to see what happens in the coming Spring, the same lower % might apply, there will be loads of competion ( this year there are 50% more condos on the market than this time last year...double the number!)and who knows where interest rates will be! I have seen the rates go from 5.25% last August to 7% now...and some higher! So, call if you want to talk about the pros and cons....we sure don't have a crystal ball but we have a lot of experience in up and down markets!